Insights
Every module in one picture — what you own against what you owe, where each month lands, and how healthy the whole thing looks.
Net position
$0.00
Cash on hand minus everything you owe
Total owed
$0.00
Cards, loans and tracked debts
Monthly income
$0.00
Averaged across every pay cadence
Free each month
$0.00
After bills, subs, set-asides and payments
Financial health score
Four things that decide whether a month feels easy or tight.
50
TightMoney left over (35%)
50/100
Add your income to score this.
Debt payments vs income (30%)
50/100
Add income and debts to score this.
Credit card usage (20%)
50/100
Add a card limit to score this.
Subscription load (15%)
50/100
Add subscriptions to score this.
Score settings
Decide how much each factor counts. The score above updates as you slide.
How much of your income stays free
Loans and debt minimums
Balances against your limits
Recurring services as a share of income
Where the money goes
Your typical month, pulled from every module.
Income
$0.00
Recurring bills
− $0.00
Subscriptions
− $0.00
Annual set-asides
− $0.00
Loan payments
− $0.00
Debt minimums
− $0.00
Left over
$0.00
Cash-flow alerts
Get a heads-up before a month gets tight.
Cash dips below $500 in Aug 26
Projected balance that month is $0.
Forecast scenarios
Run a what-if — a raise, a spending cut, a big one-off — and watch the 12-month picture move.
Scenario vs today
Free each month
$0.00 (+$0.00)
Cash in 12 months
$0.00 (+$0.00)
Health score
50 (+0)
12-month forecast
If nothing changes: cash building up while balances come down.
Aug 26
Sep 26
Oct 26
Nov 26
Dec 26
Jan 27
Feb 27
Mar 27
Apr 27
May 27
Jun 27
Jul 27
In 12 months you're on track for $0.00 in cash and $0.00 still owed.
What you owe, by source
Balances across cards, loans and debts.
Credit cards
$0.00
Loans
$0.00
Tracked debts
$0.00
Trip commitments (not debt)
$0.00
Total owed
$0.00